Time for an annual review? Use these questions to help you and your Agent review your coverage

Published June 13, 2014 | By

Has there been a change of drivers or vehicles currently listed on your policy?
Have you, or any driver, changed job or school locations?
Have you paid off a loan on a vehicle?
Has anyone moved in or out of the household?
Have you installed a security or fire alarm system?
Has any member of the household started a business in your home?
Have you paid off your mortgage, refinanced or taken a second mortgage?
Have you made any significant home improvements? (wiring, heating system, plumbing, renovations, roof, additions, etc.)
Have you purchased a second/seasonal home, rental or investment property?
Have you purchased a watercraft, motorcycle, snowmobile, RV or ATV?
Have you acquired any pets?
Have you installed a pool, Jacuzzi, trampoline, or wood burning stove?
Have you acquired any valuable collections, artwork, jewelry, furs or guns?

Have you filed an insurance claim?

Discounts- Are you getting all the discounts you qualify for?

Published June 7, 2014 | By

Let’s make sure… just in case something’s changed since we last talked. Call us so we can review together the possible ways you might save.

Safety Discounts — save with select safety devices.
Multi-car Discount — save up to 20% when you insure more than one auto.
Multi-policy Discount — save up to 25% when you insure your auto and home with us.
Life Multi-policy discount — save up to 5% on your auto premiums with a qualified life policy.
College Student Discount
Pay Plan Discounts
Driver Training Discount

Multi-Policy Discount – You can save on your homeowners insurance with each additional policy you add through the same company— auto, business auto, personal catastrophe liability or a qualifying life policy.
Fire, burglary alarm, sprinkler system credit – Install smoke alarms or a burglary alarm system in your home and take advantage of additional discounts. You could also save if your home is equipped with an automatic sprinkler system.
Advanced Quote Discount – You get a discount just for thinking ahead. If you get a quote seven to 60 days before your policy takes effect, you get this discount.
Longevity
Life multi-policy discount
New Home Discount