Leisure camp-10Some homes are more challenging to insure than others. That’s where American Modern shows its value and expertise.

We deliver specialized products and services for rental and vacant property, seasonal and owner-occupied homes, and mobile homes. These niches may not need a homeowners policy, or may have trouble getting coverage because of occupancy, value, location, past claims or other reasons.


Protection for a single classic car or a prized collection

American Modern has one of the most inclusive collector car programs in the industry, covering many types of collectors, vehicle, operators, and values.

Boat Insurance

Our boat package provides excellent coverage, but we know what you do while boating, such as water sports or professional fishing, may change your needs. We offer several options to expand your coverage, or to increase your coverage limits. Your agent will explain all of your options.

Motorcycle Coverage

Our motorcycle options are particularly valuable if you travel for pleasure. We offer several options to expand your coverage. Your agent will explain all of your options.

Rental reimbursement

Add coverage for expenses to rent a replacement motorcycle after a physical damage loss. Comprehensive coverage is required.

Trip interruption coverage

We’ll pay up to $300 for transportation, lodging and expenses if your vehicle becomes disabled more than 100 miles from home. We also include up to $300 for towing costs, regardless of how far you are from home.

Transport trailer

Add physical damage coverage for a trailer designed for the transport of your insured unit. A $250 deductible applies.